{"id":1691,"date":"2025-09-03T01:06:06","date_gmt":"2025-09-03T08:06:06","guid":{"rendered":"https:\/\/giaodichlienket.man.net.vn\/?p=1691"},"modified":"2026-03-04T18:31:31","modified_gmt":"2026-03-05T01:31:31","slug":"chi-phi-lai-vay-thuong-mai-dich-vu","status":"publish","type":"post","link":"https:\/\/giaodichlienket.man.net.vn\/en\/chi-phi-lai-vay-thuong-mai-dich-vu\/","title":{"rendered":"Understanding the cost of commercial loans for services"},"content":{"rendered":"

In the modern economy, where trade and services play a pivotal role, interest expenses in trade services have become an important measure reflecting the financial health and capital management capacity of enterprises. This is not only an expense arising from borrowed capital but also directly affects profits, the ability to expand scale and transparency in financial statements. Entering 2025, interest expenses in trade services have become a major concern for many enterprises when the interest rate level remains at 6.651 TP3T\/year and is commonly in the range of 6.7 - 9.11 TP3T\/year. In the context of strong recovery in credit demand, experts predict that interest rates may increase by 0.5 - 0.7 percentage points, posing a significant challenge to the financial strategy of trade services enterprises.<\/span><\/p>\n

Source:<\/b> Loan interest rate 2025<\/span><\/a><\/p><\/blockquote>\n

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